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Business
Insurance

Business Umbrella Coverage

Umbrella, or excess liability coverage provides additional, higher coverage limits over your general business liability, commercial auto liability and employers liability under the workers compensation policy. An umbrella policy provides broader coverage as well. Umbrella coverage is broader in that the liability coverage is universal so you are covered for libel, slander and invasion of privacy.

Umbrella coverage therefore extends your primary liability limits so that it protects your business assets and even its potential future income stream in the event the business is sued and owe damages in excess of the primary insurance limits.

  • Nicholas/Tobin Associates is a proud recipient of the "Elite Cornerstone Agent" award from Chubb Insurance.
  • Expertise, value and superior service equals quality you can count on.


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If you are looking for Homeowners Insurance, Auto Insurance or Business Insurance,
there is no better time to get started. Call Nicholas / Tobin Insurance today.

As an independent insurance agency we search the top insurance carriers in the
country to find you coverage and service you can depend on at rates that fit your budget.

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